This year was my fifth opportunity to teach personal finance to a group of seniors at Logos Academy where I serve as CEO. All of our students are required to take this class where they learn about money, budgeting, the stock market, and a bit of basic economics.

I am convinced that their most important takeaway is not how to stay out of debt or become wealthy, but rather how to find joy in a life where hardship and difficulty will be unavoidable.

Anxiety is a normal reality of life. Young people wrestle with it and so do the elderly. Women can be oppressed by vexing thoughts and so do men who might struggle to admit it. 

The middle class has to battle it, the poor are berated by worry, and even the wealthy are fearful. Anxiety is not bound to particular ethnic groups or periods of world history.

Anxiety is born of the reality that we possess little power to control the world around us.